What is High Ratio Insurance Anyway? 

Last month CMHC announced they were tightening up their lending guidelines for high ratio borrowers and everyone was up in arms about the impact that would have on first time home buyers. Anyone with less than 20% down payment would require a high ...

Strata and Condominium insurance coverage in British Columba has recently faced some serious increases in premiums. Of special note in B.C. is that duplexes, triplexes, townhomes, patio homes and condominiums are all considered a Strata Unit.

Many factors have led to this increase, here are a few:

1. Insurance ...

The government pendulum has started to swing a little bit back after the extreme measures it took back in 2017 when it slashed the purchasing power of home purchasers by 20%. The stress test has affected almost all mortgage holders including seniors, home purchasers and people renewing their mortgage. Adding ...

Spring is rapidly approaching and with the better weather comes a great opportunity to sell your home. The “Spring Market” is when the most homes sell, with the largest mortgage closing dates across Canada being June 30, July 31 and August 28. People want to move at the beginning of summer ...

When you are considering doing some renovations with the idea that the new look will increase the value of your home, there are some choices that are better than others. Some of the best return on investment reno's might even surprise you.

During a recent study by JLC Group’s ...

April 3, 2019

Thinking about buying a property located in the Agricultural Land Reserve (ALR)?

As of February 22, 2019 the BC government has introduced a few changes to the Agricultural Land Commission (ALC) Act which affect the size and number of dwellings allowed on a parcel of land in ...

Buying a house can be a stressful, emotional experience. This list of the top ten things to look for when buying a home will come in handy when emotions are running high. Go through the list and verify the condition of each of these items. It's not necessarily a ...

Does moving make you nervous?

Does looking a home make you nauseous?

I get it – moving costs a lot. Will your friends still visit? What about the kids? Will it be worth the hassle?

The question you need to ask yourself is why did you start looking to ...

With the desire to be as energy efficient as possible to save money and create a smaller footprint on the earth, our budget and our values can sometimes be at odds while house shopping. Luckily there is a solution for when you find your dream home but it is not ...