Homebuying Knowledge

Dec. 7, 2021

When It Rains

I have heard politicians and people of authority express what a 200 year floodplain means and it drives me crazy when they explain it incorrectly. A 200 year floodplain does not mean the occurrence will only occur every 200 years. A 200 year flood plain is a way of describing ...

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March 9, 2021

For Sale By Owner

Last week a neighbour asked me how much I thought her house was worth. I did a comparative market analysis and said I would list it at $550,000. Her jaw dropped as she had been offered $475,000 by an acquaintance. They settled on a price in the middle ...

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March 8, 2021

Pitfalls of Subject Free Offers

It is a crazy market out there, possibly you are on your third or fourth offer and you are getting tired of losing out on an offer once again. You want to go subject free.  I get it and I understand. Buyer’s Fatigue is real.

Here are 5 standard ...

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Feb. 5, 2021

Looking for Opportunities in a Seller's Market


A seller's market can be quite overwhelming for a buyer. With a positive mindset and some strategic planning, a buyer can do very well in a seller's market, especially right now. If I was considering purchasing a home in this market these are a few things I ...

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Jan. 8, 2021


Let’s start with the easy part. Everyone in BC now has access to their BC Property Assessment. Go to https://www.bcassessment.ca/ and input your address. My personal assessment went up 6% from last year. The assessed value is based on the market value of your home on July ...

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Dec. 8, 2020

So You are Seriously Thinking of Buying

Buying a house is a huge emotional commitment and there are right ways and wrong ways to go about the process, especially in a very active real estate market like we are seeing on Vancouver Island. Anyone reading this is at some stage of looking for a home. Whether the ...

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Oct. 13, 2020

Listing in the Fall and Winter

Putting your house on the market in the fall and winter comes with some unique challenges.

The daylight hours are limited, and people may need to view your house when it is dark out.  It is also the wet coast, so showings may be very cold and rainy.  ...

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Sept. 11, 2020

Going Into Multiple Offers

In today’s Comox Valley Real Estate environment there are currently more multiple offer scenarios than in the past few years. Not every property listed for sale goes into multiple offers, but recently many have. 


As a buyer, you might wonder “if there are no offers yet what is ...

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Sept. 11, 2020

First Time Home Buyers


You are doing a lot of online research, getting prepared to be a well-informed buyer, saving for your down payment and yet, it appears that there is conflicting information on what is a First Time Home Buyer.  


Guess what? You are not crazy. The federal and provincial ...

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July 8, 2020

High Ratio Mortgage Insurance

What is High Ratio Insurance Anyway? 

Last month CMHC announced they were tightening up their lending guidelines for high ratio borrowers and everyone was up in arms about the impact that would have on first time home buyers. Anyone with less than 20% down payment would require a high ...

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