A seller's market can be quite overwhelming for a buyer. With a positive mindset and some strategic planning, a buyer can do very well in a seller's market, especially right now. If I was considering purchasing a home in this market these are a few things I would …

Let’s start with the easy part. Everyone in BC now has access to their BC Property Assessment. Go to https://www.bcassessment.ca/ and input your address. My personal assessment went up 6% from last year. The assessed value is based on the market value of your home on July 1, 2020. An …

Buying a house is a huge emotional commitment and there are right ways and wrong ways to go about the process, especially in a very active real estate market like we are seeing on Vancouver Island. Anyone reading this is at some stage of looking for a home. Whether the …

Putting your house on the market in the fall and winter comes with some unique challenges.

The daylight hours are limited, and people may need to view your house when it is dark out. It is also the wet coast, so showings may be very cold and rainy. Yards …

In today’s Comox Valley Real Estate environment there are currently more multiple offer scenarios than in the past few years. Not every property listed for sale goes into multiple offers, but recently many have. 

As a buyer, you might wonder “if there are no offers yet …

You are doing a lot of online research, getting prepared to be a well-informed buyer, saving for your down payment and yet, it appears that there is conflicting information on what is a First Time Home Buyer.  

Guess what? You are not crazy. …

What is High Ratio Insurance Anyway? 

Last month CMHC announced they were tightening up their lending guidelines for high ratio borrowers and everyone was up in arms about the impact that would have on first time home buyers. Anyone with less than 20% down payment would require a …

Strata and Condominium insurance coverage in British Columba has recently faced some serious increases in premiums. Of special note in B.C. is that duplexes, triplexes, townhomes, patio homes and condominiums are all considered a Strata Unit.

Many factors have led to this increase, here are a few:

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The government pendulum has started to swing a little bit back after the extreme measures it took back in 2017 when it slashed the purchasing power of home purchasers by 20%. The stress test has affected almost all mortgage holders including seniors, home purchasers and people renewing their mortgage. Adding …